Options income, explained

Model-literate explainers on the strategies Fischer analyzes — the mechanics, the honest risk, and the math — written for traders who want to understand what they are actually doing.

Options mechanics

Why theta decay accelerates in the final two weeks

An option’s time value does not bleed away evenly — it decays on a curve that steepens into expiration, and the steepest stretch is the last two weeks. The Black-Scholes reason, shown, and what it means for option sellers.

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Options income

Selling puts for income: cash-secured, covered, and naked puts compared

Three very different trades hide behind the phrase “selling a put.” An honest risk ranking of all three — and why the one that sounds safest, the covered put, is actually the riskiest.

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Options income

Covered calls for income: how they work, the capped upside, and the real risk

A covered call is premium income in exchange for a capped upside — and you still carry the stock’s downside, large but bounded. The honest mechanics, and why “covered” means the opposite of what it does in a covered put.

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Insights is educational, model-literacy content on options-income mechanics. It is not investment advice, a recommendation, or a solicitation to buy or sell any security — see the full disclaimer below.